Report: The Economic Inefficiency of Student Fees and Loans


MetroPolis team member, Professor Kevin Albertson has authored the report ‘The Economic Inefficiency of Student Fees and Loans‘.

In this report, published by the Intergenerational Foundation, Kevin argues that the benefits of a young person getting a higher education qualification accrue in the ratio 58% to the nation and 42% to the graduate. It follows, for economic efficiency, the costs ought also to be borne in the same ratio rather than (as now in England) the graduate bearing the whole cost – effectively allowing the state top free-ride.

Given the current level of costs of Higher Education, Kevin concludes the most efficient solution is for the state to pay for tuition fees and the individual pay for other expenses (such as living costs).

The Intergenerational Foundation ( is an independent, non-party-political charity that exists to protect the rights of younger and future generations in British policymaking.


Albertson, K. (2017) The Economic Inefficiency of Student Fees, London: Intergenerational Foundation. Available at

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